Financial Services

Financial reporting is a type of reporting that aims to comply with the policies, methods and rules determined by the law, such as the laws, regulations and bylaws issued by the government prepared for financial information users (Bank, Investor, Treasury, CMB). Reports included in the monthly and quarterly financial reporting:

Income statement
Balance
Cash Flow Statement
Mandatory for many businesses, these reports are also known as basic financial statements. Banks, investors and legislators carry out audits using these reports prepared in accordance with generally accepted accounting principles (GKGMİ). Banks request these financial statements when lending. Legislators such as the Treasury and CMB inspect these financial statements that are required by regulations.

These reports show the financial condition of your business at a specific time or period. These reports showing how the entire business is carried out, unfortunately, do not provide any insight into how the operations in your business are conducted. Basic financial statements are retrospective. It does not show how your work will be conducted in future periods.

These are the evaluations calculated according to people's payment habits of loans, credit cards and overdraft accounts, their debt status, new loan products and loan usage intensities.

How Is It Evaluated?

Debt or loan payment habits,
Timely payment of debt or credit product payments,
Current account and debt status
Good and badly closed loans are included in the evaluation, taking into account the current debt balances and limits with or without security.
New credit product openings
Although the payment performance is not determined yet, recent loans increase the risk ratio of the person.
Credit usage intensity
A person who uses a loan and has a regular payment history may have a higher rating than a person who does not use or less than a loan.
Can be listed as other elements.

These are the evaluations calculated according to people's payment habits of loans, credit cards and overdraft accounts, their debt status, new loan products and loan usage intensities.

How Is It Evaluated?

Debt or loan payment habits,
Timely payment of debt or credit product payments,
Current account and debt status,
Good and badly closed loans are included in the evaluation by taking into account the existing debt balances and limits with or without security,
New credit product openings,
Although the payment performance is not determined yet, recent loans increase the risk ratio of the person,
Loan usage density,
A person who uses a loan and has a regular payment history may have a higher rating than a person who has no or little use of credit, and can be listed as other factors.